church financing

Our church loans are designed to meet your church's financing needs, no matter what they are. Whether your ministry is a church, mission-sending organization, school, college or para-church organization, we consider ourselves a part of your project team, dedicated to serving you so we can all reach the same goal.
Creative Lending Solutions
Our seasoned ministry lending team knows that no two loans are alike. That is why we take time to listen to your vision, mission, and objective before exploring possible options that will best help meet your ministry's needs. We operate with the understanding that to do so is in your best interest.
Exceptional Service
Our goal is to deliver exceptional service because anything else less is not acceptable. We will:
  • Clearly set the expectations of all parties involved so the loan process is as smooth as possible.
  • Keep you fully informed every step of the way.
  • Respect your project timelines and will process your loan as quickly as possible.
  • Loan Amount: $500,000 + with no upper limit
  • Non-Recourse Loan
Purpose
Terms
Loan-to-Value
Purchase Refinance Construction Remodel
Amortization: Up to 25 years Amortization: Up to 25 years Term: 3,5, 7 or 10 years
LTV: 80% LTV: 75% LTV: 75% LTV: 75%
Financing Rates and Terms
The following is a list of rate and terms for our most popular loan programs. Note that all loan terms are subject to change without notice.
Building Purchase Loans Interest Rate: 4.25% Term: 5 year fixed Amortization: 240 months (20 years) Minimum Down Payment: 20% Site Loans Interest Rate: 4.75% Term: 5 year fixed Amortization: 240 months (20 years) Maturity: 5 years Minimum Down Payment: 30% Construction / Renovation Loans Interest Rate: 4.75% Term: 5 years Amortization: 20 - 30 years Minimum Down Payment: 30% Refinance Interest Rate: Varies Term: 20-30 years Minimum Equity in Property: 30% Amortization can be based on 240-360 months dependent upon other factors of the church loan request.